This position is offered as an onsite position at any of our branches or remote IN COLORADO ONLY.

PB&T Bank has been fulfilling financial needs and exceeding our customers' expectations since 1889. We are a full-service bank, providing products and services for individuals and small businesses, specializing in commercial and construction lending. Over the years, PB&T Bank has remained independently owned and operated, allowing for a personal banking experience. Our customers know they can count on PB&T Bank for excellent products and exceptional customer service.

Our Signature Banking culture is the highest level of customer service each customer receives from us. Signature Banking means we take ownership to resolve the needs of internal and external customers and ensure follow-up, which in turn builds relationships. We put customers at ease knowing we have completed transactions by exceeding their expectations. PB&T Bank employees take pride and responsibility by placing their signature on all accomplished work.

We are seeking employees that care about customers and are interested in continuous improvement and have a growth mindset, and who enjoy the idea of being a representative of the bank in your community.

This position is responsible for the coordination of real estate appraisal and evaluation assignments to ascertain values for purposes such as loan approvals, disposition of assets, disposition of estates and re-evaluation collateral values during term of loans. In addition, this position is responsible for monitoring and controlling the disbursement of construction loan funds by using a percentage of completion and line-item budget analysis, while maintaining the Bank’s customer service philosophies. Finally, this position is responsible for occasionally inspecting Bank construction projects and ascertaining a percentage of completion for each project.

Essential Duties/Responsibilities
? Engage appraisers and other professionals for the completion of various types of real estate appraisals and evaluations as needed for all areas of the Bank.
? Responsible for ordering commercial appraisals and evaluations from third-party vendors in support of the Bank’s real estate lending operations.
? Responsible for answering procedural questions from internal bank employees and fee appraisers in an informative and professional manner.
? Responsible for ensuring that real estate valuations are reasonably supported, credible and compliant with federal and state regulations; bank policies and guidelines; and industry standards.
? Monitor commercial valuation and review services to assure that they are conducted in a regulatory compliant, cost effective, and timely manner.
? Assist with retaining appraisers for the Bank fee panel which includes maintaining current sample appraisals and contacting references.
? Requesting and reviewing sample appraisals and contacting references, along with preparing the List annually for approval by the Board of Directors.
? Responsible for providing input to the lending staff in writing outside of the review process on a wide range of real estate issues, including easements, zoning, obsolescence, market information, and general asset quality.
? Responsible for attending professional continuing education courses as needed to maintain license and professional designation, if applicable, in good standing.
? Comply with requirements of Signature Banking
? Ensure contractors provide the bank with an adequate budget for construction projects
? Monitor draws and compare them with initial budget
? Provide accurate and reliable information to lenders regarding the analysis of each construction project
? Identify potential problems and bring to the attention of the lender responsible and department manager immediately
? Answer multi-line telephone and accurately take messages when necessary
? Maintain the Bank’s customer service expectations without sacrificing the integrity of the Bank’s assets
? Compose letters and other correspondence
? Compile information necessary and complete construction project related bank reports
? Perform construction progress inspections when necessary

Knowledge

? Knowledge of appraisal guidelines and regulations, specifically USPAP, FIREEA, Interagency Guidelines, and FNMA selling guidance.
? Knowledge of construction and home building.
? Knowledge of word processing.
? Knowledge of the terms and vocabulary associated with construction loan & contract documents.
? Advanced knowledge of Excel.

Skills

? Strong interpersonal skills to communicate to communicate effectively and maintain positive relationships with internal associates and external vendors in a variety of situations.
? Great attention to detail and critical thinking skills.

Ability

? Able to complete several tasks at the same time.
? Problem solving abilities work well with others.
? Work well with several different personality types, organize, prioritize, coordinate and cooperate.
? Create complex spreadsheets
? Effective organizational skills
? Efficient and effective at time management

Education

? High School or college degree - preferably with an emphasis in real estate, business administration, or a related field.
? Courses in real estate valuation and/or business administration

Experience

? 1+ year of work experience in valuation management or administration
? Basic understanding and knowledge of real estate appraisal, review and/or underwriting
? 2+ years in construction with an emphasis in understanding the stages of construction, budgets, and budget reconciliation.

Job Posting Closing Date: September 15, 2025, at the soonest. Posting may be extended as needed.

Application Instructions: Please be sure to complete an application in addition to your resume. You cannot be considered for hire without a complete application. You can ensure you complete the full application process by applying directly through our careers page at https://pbandt.bank/careers/.
Additionally, please note that applicants outside of Colorado will not be considered for this remote work opportunity.

Job Type: Full Time, Exempt (Salaried)

Estimated Pay Range: $75,000-90,000 per year depending on geographical location, knowledge, experience, skills, and education

Benefits

• Competitive Pay

• Health and Dental with generous bank contribution (Full-Time Employees)

• Vision and other supplemental benefits (Full-Time Employees)

• Bank Paid Group Term Life, Long-Term Disability, Accidental Death Insurance (Full-Time Employees)

• Vacation earned after 90 days

• Sick Time earned on DOH

• Birthday Time Off

• 401(k)

• Employee Assistance Program

• Referral Incentive Program

• Flexible Spending Account

PB&T Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Please reach out to HR@PBandT.com for assistance with accommodations needed during the application and interview process.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.

Please note that unsolicited resumes from recruiting/talent agencies will not be accepted or considered.