PB&T Bank has been fulfilling financial needs and exceeding our customers' expectations since 1889. We are a full-service bank, providing products and services for individuals and small businesses, specializing in commercial and construction lending. Over the years, PB&T Bank has remained independently owned and operated, allowing for a personal banking experience. Our customers know they can count on PB&T Bank for excellent products and exceptional customer service.

Our Signature Banking culture is the highest level of customer service each customer receives from us. Signature Banking means we take ownership to resolve the needs of internal and external customers and ensure follow-up, which in turn builds relationships. We put customers at ease knowing we have completed transactions by exceeding their expectations. PB&T Bank employees take pride and responsibility by placing their signature on all accomplished work.

We are seeking employees that care about customers and are interested in continuous improvement and have a growth mindset, and who enjoy the idea of being a representative of the bank in your community.

General Purpose:

This position is the driving force behind the continued and sustained growth of the local market served by the Branch. This position will manage the overall credit risk of the principal loan portfolios through effective planning, credit review, sales and lending techniques, as well as planning and directing all aspects of the operational policies, plans and initiatives in conjunction with various committees. This position will have a particular emphasis on commercial lending, loan monitoring, regulatory compliance, risk management and profitability for the organization. This position will be responsible for the Branch retail operations.

Essential Duties/Responsibilities:

• Work closely with the President/CEO and senior management members to prepare and achieve strategic business and tactical initiatives.
• Responsible for meeting production as determined by President and CEO.
• Supervise and guide the Branch Operations Manager providing leadership and oversight to serve and meet customer needs.
• Administer all bank deposit policies and procedures, operations strategies, and risk management for the respective branch.
• Administer all bank loan policies and procedures, commercial lending operations strategies, underwriting, risk management and loan pricing for perspective branch.
• Manage the overall credit risk of the loan portfolios in the perspective branch.
• Manage and monitor loans to ensure credit quality in perspective branch.
• Monitor local economic market conditions and make recommendations to senior management.
• Responsible for the establishment, maintenance and monitoring of internal controls and compliance of board policies, state statutes and government regulations, especially adhering to regulatory guidance and federal and state laws for perspective branch.
• Control bank quality, ensuring policy and guidelines are followed consistently by personnel, implementing best practices in lending and credit administration across the organization and promoting the culture.
• Responsible for growing the team and supervising the activities of subordinates in credit review, appraisal review, risk management and commercial lending roles for perspective branch.
• Compliance with requirements of Signature Banking.

Knowledge:

• Knowledge of the banking industry procedures, workflow and regulatory requirements at a state and federal level.
• Understanding of various credit structures, credit philosophy and credit underwriting.
• Understand how to sell bank products and services.

Skills:

• Excellent written and oral communication
• Proficient computer skills (Excel and Word)
• Interpersonal skills needed to work effectively within all levels of management throughout the organization.
• Strong management skills.
• Time management skills.

Ability:

• Competence with figures and an analytical mind with the ability to make accurate evaluations and sound lending recommendations.
• Understand financial statements and credit analyses.
• Ability to motivate personnel.
• Ability to analyze complex financial information and solve problems.
• Ability to prioritize and organize.

Education:

• Bachelor’s degree in business, Finance, or similar field.
• Banking Education through certified institutions.

Experience:

• Ten + years’ experience within the banking industry, including a current background in commercial lending and risk management.
• Experience managing multiple lines of business in commercial lending and commercial banking operations.
• Experience for a minimum of 5 years in the banking industry serving the local branch market preferred.

Job Posting Closing Date: July 10, 2025, at the soonest. Posting may be extended as needed.

To apply: Candidates, please be sure that you apply through https://pbandt.bank/careers/ and complete an application even if you submit a resume. We are unable to hire applicants without a completed application.

Job Type: Full-Time, Exempt (Salaried)

Estimated Pay Range: $145-160K base annually, depending on knowledge, experience, skills, and education

Benefits

• Competitive Pay
• Health and Dental with generous bank contribution (Full-Time Employees)
• Vision and other supplemental benefits (Full-Time Employees)
• Bank Paid Group Term Life, Long-Term Disability, Accidental Death Insurance (Full-Time Employees)
• Vacation earned after 90 days
• Sick Time
• Birthday Time Off
• 401(k)
• Employee Assistance Program
• Referral Incentive Program
• Flexible Spending Account available (Full-Time Employees)
• Health Savings Account with bi-weekly bank contribution available (Full-Time Employees)

PB&T Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age (40+), ancestry, race, color, creed, religion, sex, pregnancy and related conditions, sexual orientation, marital status, gender identity, gender expression, national origin, disability, genetic information, or status as a protected veteran or affiliation with a veteran. In accordance with and under the circumstances described by Colorado law, PB&T Bank does not discriminate on the basis of marriage to a co-worker.

Please reach out to HR@PBandT.bank for assistance with accommodations needed during the application and interview process.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.

Please note that unsolicited resumes from recruiting/talent agencies will not be accepted or considered.